Dude, you just hit the sourest of notes with me.
Do you simply explain things to these people, or are you one of those self-absorbed Mother Fuckers who comes off all high and mighty when bringing down the hammer? Acting as if it is you who is being put out, not the coven of suits you work for?
And who the hell are you to judge if someone is smoking crack and cant afford their mortgage? Everyone that falls into financial duress smokes crack? idiot.
Ever hear of Downsizing? ever hear of personal tragedy that results in a financial sink that soaks all funds? ever hear of the idea that in this society it often takes 2 incomes to float a family, and if 1 of those incomes is lost due to ... oh I dont know, one of the Parents being diagnosed with a terminal disease, and the spouse works for a greed fuck organization like the one that employs you..... which offers shit pay and super high premium insurance rates suddenly seeing themselves over their heads?
Have you ever had to work 2 shifts to support a family and attempt to keep a house due to a spouse falling down the stairs while pregnant winding up in the hospital? Have you ever had to cover all the expenses of a few kids because your ex-spouse pays nothing and if you dont go drop the 100.00 on meds your kid will fucking die?
I suppose being a "specialist" you also understand that you mortgage lenders after a bankruptcy build up "arrears" (sp?) after obviously protesting the bankruptcy, you lenders offer the home owner the opportunity to add all the back owed money to the loan, but not on the loan itself, but over a period of say ... 18 months to repay. That adds a considerable amount onto a mortgage that was probably already too high, therefore making it even worse to attempt to retain the property, and giving you vampires even more money than if you simply advised the homeowner to surrender the property.
It ends up being that when a payment becomes late, you assholes don't apply the late payment to the mortgage, you apply to the arrears. You dont inform the homeowner of this, instead you wait till it now becomes a few months late (the whole time the homeowner thinks the payment is going to the mortgage and arrears) to inform them of this little bit of info.
Then theres the rising property values in most major areas of the country. You big Conglom-o fat cats are hammering down even harder to forclose on mortgages now so you can resell the properties for a nice profit. With all the highrise hospitals and clinics popping up all over owned by major insurance companies (who often have thier hands in lending companies) offering their employees down payment incentives on houses near their places of employment, it all gels together real nice suddenly. So the excuse of the greed machine taking a loss because of the "crack smokers" is utterly invalid.
X you are a dipshit, you point fingers and make idiotic accusations/theories as to why people get upset when they are loosing their house.
You are also probably one of those people that sees the homeless on TV in soup kitchens and says "kill them all, that'll solve the issue... I'm a taxpayer blah blah" then high fives your equally dumbassed buddy. Pound another Budweiser for me dude @_@, oh look the hot wings are here....
I honestly hope Karma back alley kicks your ass and you wind up on the end of the fuck stick someday.
I understand the need to vent some work shit, but your ignorant assumptions
deserve the highest of flamings.
Good day to you.
