Hellstorm...She had completely gimp gear, was taking mad damage, and spamming cure 3 on herself. This is why she had no mp, even with refresh...doubt she had sanction refresh, but that's her own fault. I would generally pull when she had 100+ mp, the only time I'd pull before that was if we were on chain 3 or 4. This had nothing to do with me stealing hate, as you were originally posting.
And I agree with Kage 100%, if a piece of gear is reasonably easy to obtain, you should definatly have it. There is no good reason why she shouldn't have her AF body before hitting 60. I would never skip a good piece of gear, just because your going to be switching it out for a new piece in five levels. I think the correct word for that is....gimp. Like Zer said, if we were to do that, that would make us no better than the gear sellers wear.