Breaking the TOS doesn't negate the fact that they have your money for x amount of days of playtime. If they're taking the playtime away for whatever reason, they need to refund that amount of money back to you. Especially when considering how opaque their processes have been, they could just make up something that isn't even in the TOS and is just what the GM-of-the-day's opinion is, or is in the TOS but isn't stated clearly enough (gee, that's never happened before) and decide to ban your without ever telling you what it's for.
I'm sure you've read the posts before when someone that is innocent is banned, especially during all the recent hackings, and couldn't get any information about why the ban was in place even when calling and providing all their personal information. Can you guess how many of those people were reimbursed for the time they were banned even though they paid for the month and weren't at fault?
It's just my opinion. Working in the services field, myself, I see crap like this becoming an issue all the time. If someone were to actually make a big deal about this, it would change, but people don't care that much about MMO's and their $12.95. I know I don't.
No need to get your panties in a bunch over a simple discussion.
Typically it's your own fault. I never claimed otherwise. I just said I think you should be reimbursed for time you are suddenly denied which you prepaid for.