- Joined
- Apr 13, 2004
- Messages
- 1,798
- Age
- 53
- Location
- Garden of Earthly Delights
- Website
- www.triptykon.net
- Server
- Quetzalcoatl
- Linkshell
- NAFireblade
- FFXI
- Triptykon
- FFXIV
- Osabyssmi Veldaath
According the US Secret Service, the US now has a new definition of terrorism:
Any harmfull act against Americans by foriegners
I found this out the hard way from the local branch of the USSS, you see,
my husband and I have been victimized by internet scammers who work out of Nigeria.
We are by no-means stupid people (although we sure feel it now). heres how it went down:
My husband has '93 honda civic that is 1/2 way to be a lethal street machine.
NOS, air intake, rebuilt engine, exhaust etc etc. He used to call the damn thing "sweetheart" for christsakes ! Well, we decided a while back that its a better idea to sell the car (which sits in our garage for a year now) and put that money towards paying it off and taking care of some much needed things in our home, like building rooms for our older children in our basement etc. etc.
We had this car listed on cars.com for around 8 months. A few bites here and there but nothing solid. Then about 3 weeks ago, we get an offer from
a buyer in London who wants to buy and ship this car. We have no reason to doubt these people because of 2 things:
1)The car was not going anyway until full, cleared payment was made.
2) Payment was in the form of a cashier's check, and funds not touched until cleared by the bank and sit for at least 3 days.
So, we are sent a cashiers check for 11,200. The car amount was 6k and the other 5.2k was for shipping the vehicle. We let this money sit, after clearing and being deposited for 8 days before we sent out the shipping fees. 24 hours later, our bank account was 5k in the RED!
And now our bank is telling us we frauded them and taking legal action.
All accounts frozen and we are left penniless
Apparently the check was counterfiet, yet the bank checked it, cleared it, and the funds sat for 8 days.
All contact with the bank (USbank) has been met with the complete inability on their part to explain why they cleared it in the first place.
Everyone from branch managers to regional managers give us the run-around on this topic.
We contacted a good lawyer, and he tells us the bank is more than likely covering themselves for making a mistake by taking it out on the little guy, us.
Are we wrong in wondering why the bank would clear a counterfiet check
and not find anything wrong with this fact until suddenly we send shipping fees and the check gets pulled?
We still have the car, and are scrambling furiously to sell it to recoup a crippling loss.
I post this embarrasing story to raise awareness amongst friends. This is a fate I dont even wish on my worst of enemies, and hope that by reading this, some of you may avoid being ruined.
As of now, we dont know whats cleared, and whats coming back. Mortgages, utilities, etc, etc may come pouring back in any day now
My time in Vana'Diel is also in question now, for now that our accounts are fucked, we have no way to pay for even lifes little, oft taken for granted luxuries, let alone its necessities.
So, If I seem a little off in-game, or dont get to a /tell for a while, or disappear altogether, please dont take it the wrong way
Good luck to you all, and please be very carefull who you deal with in this world, for sometimes even a friend can slice your throat in your sleep.
Any harmfull act against Americans by foriegners
I found this out the hard way from the local branch of the USSS, you see,
my husband and I have been victimized by internet scammers who work out of Nigeria.
We are by no-means stupid people (although we sure feel it now). heres how it went down:
My husband has '93 honda civic that is 1/2 way to be a lethal street machine.
NOS, air intake, rebuilt engine, exhaust etc etc. He used to call the damn thing "sweetheart" for christsakes ! Well, we decided a while back that its a better idea to sell the car (which sits in our garage for a year now) and put that money towards paying it off and taking care of some much needed things in our home, like building rooms for our older children in our basement etc. etc.
We had this car listed on cars.com for around 8 months. A few bites here and there but nothing solid. Then about 3 weeks ago, we get an offer from
a buyer in London who wants to buy and ship this car. We have no reason to doubt these people because of 2 things:
1)The car was not going anyway until full, cleared payment was made.
2) Payment was in the form of a cashier's check, and funds not touched until cleared by the bank and sit for at least 3 days.
So, we are sent a cashiers check for 11,200. The car amount was 6k and the other 5.2k was for shipping the vehicle. We let this money sit, after clearing and being deposited for 8 days before we sent out the shipping fees. 24 hours later, our bank account was 5k in the RED!
And now our bank is telling us we frauded them and taking legal action.
All accounts frozen and we are left penniless
Apparently the check was counterfiet, yet the bank checked it, cleared it, and the funds sat for 8 days.
All contact with the bank (USbank) has been met with the complete inability on their part to explain why they cleared it in the first place.
Everyone from branch managers to regional managers give us the run-around on this topic.
We contacted a good lawyer, and he tells us the bank is more than likely covering themselves for making a mistake by taking it out on the little guy, us.
Are we wrong in wondering why the bank would clear a counterfiet check
and not find anything wrong with this fact until suddenly we send shipping fees and the check gets pulled?
We still have the car, and are scrambling furiously to sell it to recoup a crippling loss.
I post this embarrasing story to raise awareness amongst friends. This is a fate I dont even wish on my worst of enemies, and hope that by reading this, some of you may avoid being ruined.
As of now, we dont know whats cleared, and whats coming back. Mortgages, utilities, etc, etc may come pouring back in any day now
My time in Vana'Diel is also in question now, for now that our accounts are fucked, we have no way to pay for even lifes little, oft taken for granted luxuries, let alone its necessities.
So, If I seem a little off in-game, or dont get to a /tell for a while, or disappear altogether, please dont take it the wrong way
Good luck to you all, and please be very carefull who you deal with in this world, for sometimes even a friend can slice your throat in your sleep.
