What's that? You accidentally sent the wrong person 200,000 gil? Wait 2,000 pounds!?

Romper

Romper

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http://news.bbc.co.uk/2/hi/business/8251679.stm

article said:
Claire Logie has a cartoon on her desk which says "stop and think" - a painful reminder of the day when she failed to do exactly that.

She had been meaning to transfer a sum of £2,000 into her savings account.
But, after clicking the wrong box, she accidentally sent the cash to someone she had paid years ago, and whose details had been saved on her account.
"As soon as I'd done it I felt sick and very upset," she said, but assumed she would eventually get the cash back.
But six months on she is still to receive a refund.
Click to expand...

There's more to the article that goes further to say that this woman works for a major bank in England and the bank wont force the person that she transfered the money to to give it back.
 
That's so shady, if someone sent me that much money by mistake I'd send it back.
 
Dancingweapon said:
That's so shady, if someone sent me that much money by mistake I'd send it back.
Click to expand...
Maybe, but it isn't illegal to keep the money.

Ironically, though, it is illegal to keep the money if the bank itself accidentally transfered their money to your account.
 
you'd think really that the bank would be able to transfer the money back <.< then again banks are meanies :3
 
Romper said:
http://news.bbc.co.uk/2/hi/business/8251679.stm



There's more to the article that goes further to say that this woman works for a major bank in England and the bank wont force the person that she transfered the money to to give it back.
Click to expand...

What an idiot. It's made worse by the fact that she actually works in a bank; if she's that careless with her own money, what's she like with other people's? Yes, I'd give it back to whoever sent me it, but whoever received her payment is under no obligation to do the same, and I wouldn't hold it against anyone who didn't.
 
I don't know about the rest of the world but in America all you would have to do is sue the person and you would get your money back. You'd probably have court costs and considerable time wasted to retreive the money but consider that punishment for a lession learned.

I also don't understand how she doesn't even know who she sent it to. She says, "I am not a dizzy person. I am not an idiot" but I'd bet about £2,000 she is based on that alone.
 
I'm having a hard time understanding why she still had this old account # as an option.

Actually, I don't understand how she first had that transfer as an electronic option.

Or perhaps I'm misunderstanding. Did she fish out the account number to make the transaction manually, while at work??

Here I use both telephone banking and online banking. But if I wanted to transfer funds to someone elses account that is not a shared account, or household bills etc, there is a process in which I have to follow to get the banks approval. And it's a one time thing. I would have to go through the same paper trail process in order to do another transfer. I'm pretty sure, iirc, that I need approval from the receiver to transfer to them, and the bank needs direct approval from them to prove it. Otherwise even with their account number scribbled down I cannot transfer funds.

And even doing so once, I cannot return a month later and ask to do the same, I cannot get that set-up as an online option either.

Maybe if it were a court ordered reoccurring pymt, but I'm not sure.
 
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It depends on how your bank sets things up, and for that matter how you've set your browser up.

I can store transfer information for future reference if I so desire on a couple of my accounts, and Firefox will occasionally offer to store similar information all by itself.

It's not inconceivable that someone could have used the wrong drop-down menu option then hit Confirm before they really thought about it. Dumb, but not inconceivable.
 
On my bang, it allows me to save accounts I've transfered to if I so wish with a note about who the person is (such as Mother, Father, Sister, Rose Bush...). However, there's 2 different tags, one leads to a page allowing you to transfer between your own accounts, the second to transfer to others.

If I wish to transfer between my own accounts, I am allowed to do so without limitations. If I wish to transfer to someone elses account, I need to use a one-time code from the security token.

So unless I'm half-asleep or just plain stupid, it is impossible to repeat her mistake...
 
To be fair tho. I have several cards that I use to buy stuff including my aunts and I've bought my £550 camera on her card by mistake so I could see something like this happening.
 
The money can be recovered easy if a call to the bank is made. Like, on the same day!

The problem started when she "assumed she would eventually get the cash back". She needed to request a Stop Payment ASAP. Banks in Puerto Rico have them, so the biggest banks in the world must have them too.
 
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