Guess it hasn't really hit me too hard yet. As it is I don't get on as often as I used to, nor do I stay logged in for as long anymore. Part of it had to do with some in-game issues that occured, as well as realizing that my little girl is not so little anymore and requires a lot more attention and physical excercise LOL. I mainly log on for endgame events and as of yet have not reached level 80 on any of my jobs.
To be honest, it hit me slightly when I realized I was rearranging my life around the game, and the endgame activities I was doing. I used to cut family outings short on my days off just to make sure I would make it to Limbus or some other event on time. Now my wife has stated she will kill me in my sleep if I plan any endgame on my days off before 10pm XD
Honestly, Raes (yet again) put it best, MMOs do take up a lot of time, and you need to make sure you have all your priorities straight from the get go.